Why consider asset finance?

Leasing and other forms of asset finance are used by the majority of the FTSE 100 Companies, as well as schools, professional partnerships and many other organisations.

Asset finance is often used instead of outright purchase, as cash is king when it comes to the health of a business. Even the most profitable companies cannot survive with insufficient cash. Managers have to ensure they have enough cash to meet their day to day needs, their expansion plans, and reserves to fall back on when business slows down or plans don't work out.

Improve Cashflow
Your new equipment can be installed and operational without the need for capital expenditure. The cash can then be used where it will produce the best return, such as in investment, operating activities or short term funding needs.

Retain Credit Lines
Keep existing banking arrangements, and credit lines free for more appropriate uses. Our finance facilities cannot be withdrawn like overdraft facilities.

Simplify Budgeting
Our finance payments are fixed for the whole term avoiding the effects of inflation and making cash flow forecasting and budgeting simpler. Bank facilities are generally related to interest rates, which is fine when they are low but can cripple cashflow when they increase.

Keep Up To Date
Combat obsolescence problems or requirement changes as the equipment can be supplemented or upgraded at any time in the future.

Let the Equipment Pay for Itself
Enable the finance payments to coincide with the benefits of having the new equipment as they start to appear. After all, you wouldn't pay all your staff costs up front! Finance payments may be financed as you go along by extra income obtained by having the new equipment. Have equipment at today's prices paid for from tomorrow's income.

Tax Savings
In the case of lease rental, all rentals paid are 100% allowable as an expense for tax relief often providing tax savings

What do I need to do? >>

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Focus Leasing, 1 London Road Office Park, London Road, Salisbury. SP1 3HP